General Business Solution

Posts Tagged ‘banking’

800miloni of resting in over € 1 million bank accounts dormant, or those accounts over which you make voluntary movements for at least ten years, so I am excluding from this category accounts from which payments are recorded, the objections, the crediting of wages or pensions. So far, this count is only partial: the correct figure is finally announced by the Treasury early next year, but already you can see a list on the site. By December 15, the holders of those accounts should contact the banks with which they have opened your account, and revived, or close it definitively withdrawing the money deposited. On expiry of that period, if the owners do not have awakened dle account, should contact the Ministry directly.

The banking institutions in recent months had already done so to deliver notice to the holders, especially for accounts with amounts deposited over € 100, by letter. The inventory of dormant accounts was begun in February, mind waking up to the first term had expired in August, but this December 15 is the final deadline.

After that date the amounts were not claimed by anyone, will feed into a dedicated fund, a fund of social security, for which it was already mentioned several purposes: Designed initially as a case of compensation for savers hit by financial cracks, has since been listed as a source for finance, in part, the social card and to cover compensation for small shareholders to creditors Alitalia.
By March 31st of next year, finally end an inventory of dormant accounts and is the official list is on the website of the Ministry of the Treasury that the press and from that moment the deadline to be charged for two months, after which the money will be owned by the State.

What are special-purpose loans?
The purpose loans, or loans intended, are regulated as “financing order” in Article 124, paragraph 3, of Legislative Decree no. 385, 1/9/1993 “Consolidated Law on Banking.”

The purpose loans are consumer credit agreements which have as their object the purchase of certain goods or services.

Obligations of the Loan Agreement Finalized
The loan agreement must always aim to define in detail, on pain of nullity, the description of goods or services purchased, the purchase price in cash, the price fixed by the contract and the amount of the deposit, and the conditions for the transfer of property right (in those cases where the transfer of ownership does not happen immediately).

Beware of the loan agreement finalized
After the conclusion of the financing contract finalized the fee is not credited to the customer, but the company selling the product or service for the purchase of which has been requested funding. Read the rest of this entry »

The South African Post Office Post bank wants its business position as a fully fledged bank. By next year the group will have a wider range of products can offer the “ongebankte” and “ondergebankte” population. Me. Motshoanetsi Lefoka chief executive confirmed that Post bank next year in the Post-group on its own legs to stand for financial services. Post bank is currently not a registered commercial bank and does its business according to laws that limit themselves to only deposit-taking. Post bank cannot services like loans, mortgages and insurance offers. The group is engaged in a process of Post bank to comply with legislation and he is a full-fledged banking and financial services provider can be. “Privatization is not on the table. The government wills still 100% owned, “said Lefoka yesterday in Midrand said. Read the rest of this entry »

In the financial market there are several urgent loans but we must proceed with caution before a deal of this nature. As part of the loans and credit is offered both online as the Internet which provide banking and financial institutions such credit to the consumer or the company has been experiencing a significant increase in the circumstances of the deep crisis in the world that has affected many countries around the globe.

Within these countries that have suffered most are the people who live and conduct their daily activities and in many cases have suffered the loss of industrial sources and therefore have seen the need to get some of the loans urgent offered in place in order to cope with their debts. This is not the best way to cope, but to many it was time that if either canceled their monthly rent or monthly costs of electricity, taxes, etc. at risk of losing much of value.

It is not news to most people at some point in their lives either to deal with these situations or because the offers of money through these loans fast emergency was tempting, has been involved with any of these credits. In most cases these types of loans and credit are not in the traditional banking or financial institutions as these are often delayed in the study of the application and are more demanding in terms of the requirements that ask the user. These emergency loans are generally granted by institutions that specialize in this type of loan where the point is the time, the speed with which an application is favorably resolved and the money is disbursed to the customer. Read the rest of this entry »