Choosing the Right Student Bank Account
9 out of 10 people remaining, only talk to your bank at the transition to university life. They look and move to the bank account of another student as a theater, and I can not stress enough how important it is to choose the right bank. Consider this a mini-guide for you to go and select the account that is good for you and think of me as their savior (joking).
Forget the Gimmicks
Many banks are trying to take your order too corny for the offer of gifts, is the sad part is that many people fall off the line and, without looking really, what are the benefits of offering student accounts. Examples of these tips include a free MP3 player (worth about £ 20) or purchase orders for these bankers to encourage younger students. This free program is useful I’ve seen is a card from a bank for 5 years studying the railroad, even if it’s only € 20 a year at major stations. So remember, to appreciate the gifts and more to offer in the financing bank.
0% Overdraft
Almost all banks now provide students with an interest-free overdraft, if it is one of the first questions you and the first to think you are looking for students to search for accounts. During the player credit limit, I’ll write another post explaining soon, what you do with an overdraft limit of 0%. In my opinion this is one of the most important factors in a student’s bank account.
Local Branch
Always good to have a local place if you have a problem, it’s easy to pop down and see someone in this case, also has a store is very useful for picking up checks and transfers to another account. This seems a minor problem, especially given the growing popularity of online banking, most things you can do in a store can now be directly online. So do not be a decisive factor. As I said, the 0% overdraft as one of the most important criteria when choosing a bank. Do not worry too much now about the banking crisis, because their money is safe (I doubt many students have exceeded the limit of insurance savings).