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Archive for the ‘Financial Planning & Management’ Category

Lantaren, the only Spanish consulting firm specializing in implementing business intelligence solutions and information management, has been implemented in the real estate developer Taylor Wimpey Spain IBM Cognos BI solution, obtaining the complete, integrated and updated of the management key areas of sales, marketing and finance, can optimize the allocation of resources to locate in areas where they obtain a higher return, increase sales and ultimately profit and stay aligned with the performance of tactical objectives and strategic.

Subsidiary of the leading UK developer Taylor Wimpey PLC, the company operates in Spain for 50 years, building quality homes on the shores of the Balearic Islands, Costa del Sol and Costa Blanca.

After implementing an ERP and CRM to meet their growing needs regarding information management, the company decided to search for an advanced reporting and analysis to the various departments provide relevant information based on the large amount of data entered in their management systems. Until then, many reports critical of business were made up by hand and given the complexity of the investment required much time doing low value-added and high probability of incurring inadvertent errors, which are not could ensure the reliability of the information. Other reports were automated and made available on a simple Web application.

In a changing environment and dominated by the economic crisis, in which resources are scarce and management tools are critical to efficient allocation of investment, marketing management expressed the need to analyze the best interests of your prospects. “We needed to identify the best recruitment channels depending on the product, and measure the effectiveness of employees and sales force, among other priorities,” sums Pedro Moya, director of Information Systems in Taylor Wimpey Spain. Moreover, financial and general directions also demanded a lot of information due to the requirements of the parent newspaper in the UK.

Therefore, it was decided to implement IBM Cognos with standard modules Ad-Hoc Query, Reporting and Analysis, which was added scorecarding tool (control) Metric Studio. After a first experience with another partner of Cognos, Lantaren chose to implement the solution which provided guarantees to successfully address a Business Intelligence project such as Lantaren “had the highest certification and its core business is Cognos” Moya highlights. Next to human capital allocated to the project, strict compliance by Lantaren and budget objectives set, as well as performing in term (nine months) and no deviations have been key to the success of implantation. Read the rest of this entry »

People spend most of their lives to create wealth, but not nearly enough time on it to determine who they kill this prosperity to happen. Clients forget that estate planning is a continuous process and not a single action is. Through these articles we would like you information that you will allow to make an informed decision about your business too.

Adopted, stepchildren AND NEW CHILDREN AND inheritance

There is sometimes confusion and uncertainty among testators in the definition of certain groups of persons who may testate or intestate of them can stand. One of the questions most asked is who is included when referring to descendants. Close this example a step-daughter or son-in? The answer is NO. None of them can also intestate or as a substitute for an absent descent plot. To illustrate, the following general provision in a will use. “I bequeath my estate to my children. If a child may not survive, his / her legacy will pass to their descendants. “If a child so before the testator dies, the inheritance that he / she would receive, pass on their own children (descendants). If one of them has died, his / her part in his / her own children (descendants). Read the rest of this entry »

We use an integrated approach to financial planning and wealth management. We understand that tax efficiency can be as important to a client’s long-term financial results as the portfolio rate of returns, and that there may be tax and estate planning issues related to a specific investment strategy. As a result we ensure that we integrate tax planning, debt management, cash flow needs, insurance, estate issues, and investment strategies as part of our comprehensive approach to financial management – link all aspects of your family’s finance your short-term and balancing long-term goals.

Our mission is built on providing our customers with reliable, factual and technical information relevant to their financial goals. We build, maintain and nurture long term client relationships based on personal interaction, individual attention, professionalism, and integrity. We strive to be the leader in the design and delivery of high value and a rich feature services and we are regarded as an innovator in financial services and wealth management industry. Our financial planners restricting the number of client households that they serve so they can have a highly personalized customer experience.